Another part of Sacramento has more room to negotiate
Not every part of Sacramento reads the same way. ZIP 95814 tells a different story from the rest of the city right now.
The Real Estate Data Aggregator counted 17 homes sold in ZIP 95814 in the three months ending August 31, 2026. The median sale price was $819,000. That is well above the $599,950 median Realtor.com reported for the broader Sacramento-Roseville-Folsom area.
Here is the part that matters most for sellers and buyers alike. The Real Estate Data Aggregator found that 0% of homes in 95814 sold above list price. Every single sale came in at or below asking.
That is a drop of 10 points from the same period a year earlier, according to the Real Estate Data Aggregator. Sellers are not getting bidding wars here. Buyers have room to talk.
Homes are sitting longer
The Real Estate Data Aggregator put the median days on market in 95814 at 88 days. That is 46 days longer than the same three months in 2025. Sellers should plan for a longer timeline.
Only 10.5% of homes went under contract within two weeks of listing, the Real Estate Data Aggregator found. That is nearly flat from a year ago, down just 0.6 points. Most homes are taking much longer.
How 95814 compares with nearby 95816
ZIP 95816 tells a sharply different story. The Real Estate Data Aggregator counted 35 homes sold there in the same period, with a median sale price of $795,000 and a median of just 18 days on market. More than half of homes, 51.1%, went under contract within two weeks.
| 95814 | 95816 | |
|---|---|---|
| Median sale price | $819,000 | $795,000 |
| Median days on market | 88 | 18 |
| Sold above list | 0% | 37.1% |
| Under contract in 2 weeks | 10.5% | 51.1% |
In 95816, the average sale-to-list ratio was 100.9%, per the Real Estate Data Aggregator. Homes there sold slightly above asking on average. In 95814, that figure was 96.7%. The gap is real.
What the wider market is doing
Realtor.com reported that new listings across the Sacramento area rose 9.8% year over year. More supply gives buyers more choices and more time.
CNBC reported that the average 30-year fixed mortgage rate rose to 7.49% as of early October 2026. That rate affects how much buyers can spend. It also affects how many buyers are in the market at all.
CNBC also noted that purchase mortgage applications declined 2% for the week. Fewer buyers applying means sellers in slower pockets, like 95814, face more competition from other listings.
Still, the Real Estate Data Aggregator counted 19 pending sales in 95814 during the period, up 111.1% from a year before. Buyers are active. They are just taking their time.
- In ZIP 95814, the Real Estate Data Aggregator found 88 median days on market and 0% of homes selling above list in the three months ending August 31, 2026. Sellers need clean pricing and patience.
- Buyers have more time to compare and more room to ask.
One street can read very differently from the ZIP code around it. The numbers above cover the whole of 95814. Your block may move faster or slower than that.
Your next step
(916) 847-2205Text me your address and I will send back how your Sacramento home sits against what actually sold in your ZIP, including days on market and where prices landed. Takes a day, costs nothing.
Text me- Real Estate Data Aggregator numbers for ZIPs 95811, 95812, 95814 and 95816, the three months ending August 31, 2026, compared with the same months of 2025. Real Estate Data Aggregator last updated them on Oct 7, 2026.
- Realtor.com: September 2026 Monthly Housing Trends: Price Cuts Hit 4-Year Highs as Mortgage Rates Top 7%, Sep 30, 2026
- Realtor.com: August 2026 Rental Report: Rents Fall for 37th Straight Month as Concessions Give Renters More Leverage, Sep 17, 2026
- Federal Housing Finance Agency: FHFA House Price Index® Up 0.3 Percent in July; Up 2.6 Percent from Last Year | FHFA, Sep 29, 2026
- Redfin: One in Five Home Sellers Cut Prices as Buyer’s Market Persists, Sep 30, 2026
- CNBC: Refinance demand is now half what it was a year ago, as mortgage rates rise again, Oct 7, 2026
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